<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet type='text/xsl' href='https://www.ior-institute.org/wp-content/plugins/google-sitemap-generator/sitemap.xsl'?><!-- sitemap-generator-url='http://www.arnebrachhold.de' sitemap-generator-version='4.1.21' -->
<!-- generated-on='April 23, 2026 12:54 pm' -->
<urlset xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance' xsi:schemaLocation='http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd' xmlns='http://www.sitemaps.org/schemas/sitemap/0.9'>	<url>
		<loc>https://www.ior-institute.org/ior-news/edward-sankey-elected-new-ior-chairman/</loc>
		<lastmod>2012-10-30T18:18:56+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/letters-published/</loc>
		<lastmod>2010-05-06T16:08:52+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/the-ior-publishes-third-sound-practice-guidance-paper/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/from-ior-members/mini-meetings/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-lecture-video/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-publishes-key-risk-indicators-guidance/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/from-ior-members/a-question-for-the-members/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/certification/chartered-institute-for-securities-and-investment-cisi/</loc>
		<lastmod>2014-08-28T15:16:57+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/certification/glasgow-caledonian-university-course-accreditation/</loc>
		<lastmod>2012-10-30T16:42:10+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/certification/uel-certification/</loc>
		<lastmod>2012-10-30T16:42:21+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/itil-and-corporate-risk-alignment-guide/</loc>
		<lastmod>2017-05-24T11:12:09+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/managing-business-risk-a-practical-guide-to-protecting-your-business/</loc>
		<lastmod>2017-05-24T11:12:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/management-of-risk-guidance-for-practitioners/</loc>
		<lastmod>2017-05-24T11:12:00+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/operational-risk-2-0-driving-value-creation-in-a-post-basel-ii-era/</loc>
		<lastmod>2017-05-24T11:11:58+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/new-range-of-operational-risk-qualifications/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/from-ior-members/blog-power-underutilised/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/from-ior-members/self-assessmen-vs-assessment/</loc>
		<lastmod>2012-11-08T15:25:31+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/financial-risks-today-magazine/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/operational-risk-raises-profile-in-germany/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/report-on-ior-agm-2011-and-annual-dinner/</loc>
		<lastmod>2012-10-29T16:57:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/bc-awards-2011/</loc>
		<lastmod>2012-10-29T16:57:53+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/from-ior-members/risk-management-for-other-sectors/</loc>
		<lastmod>2011-06-17T15:19:30+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/vickers-report-should-do-more-to-address-operational-risk-a-key-cause-of-the-financial-crisis/</loc>
		<lastmod>2012-10-30T18:17:30+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/risk-categorisation-releasd/</loc>
		<lastmod>2012-10-29T15:56:21+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/external-loss-events-releasd/</loc>
		<lastmod>2011-11-03T00:00:00+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/from-ior-members/ama-accredited-banks/</loc>
		<lastmod>2011-11-08T03:42:19+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/recent-scottish-chapter-1st-inaugural-annual-conference-oct-2011/</loc>
		<lastmod>2011-11-18T14:32:30+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/from-ior-members/stature-of-operational-risk-heads-in-organisations/</loc>
		<lastmod>2012-01-09T04:30:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/from-ior-members/risky-strategies/</loc>
		<lastmod>2012-01-24T10:01:42+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/chairmans-address-at-the-agm-27-march-2012/</loc>
		<lastmod>2012-05-14T10:13:41+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/iorm-integrated-operational-risk-management/</loc>
		<lastmod>2012-06-11T12:35:12+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-scottish-chapter-2nd-annual-conference/</loc>
		<lastmod>2012-11-16T13:39:56+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/chairmans-address-2012/</loc>
		<lastmod>2012-12-04T13:54:44+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/new-vision-for-the-institute-of-operational-risk/</loc>
		<lastmod>2012-12-19T11:54:36+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/oprisk-forum-risk-mitigation-and-culture/</loc>
		<lastmod>2013-05-31T10:51:25+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/new-discussion-workshop-announced-in-hong-kong/</loc>
		<lastmod>2013-06-05T09:21:29+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-june-2013/</loc>
		<lastmod>2013-06-11T10:15:35+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/call-for-papers/</loc>
		<lastmod>2013-07-18T12:12:34+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-october-2013/</loc>
		<lastmod>2013-10-28T12:25:25+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-december-2013/</loc>
		<lastmod>2013-12-12T16:04:34+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-dutch-chapter-newsletter-march-2014/</loc>
		<lastmod>2014-04-07T09:06:42+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-special-general-meeting-and-10th-anniversary-dinner/</loc>
		<lastmod>2014-05-01T13:27:42+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/may-2014-newsletter/</loc>
		<lastmod>2014-05-09T16:40:20+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/update-to-sound-practice-guidance-risk-control-self-assessment/</loc>
		<lastmod>2014-05-19T10:54:49+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/institute-of-operational-risk-10th-anniversary-dinner-and-awards/</loc>
		<lastmod>2025-01-17T17:47:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/140516-risk-manager-regulatory-talk-ssm-is-not-a-big-bang-of-banking-supervision/</loc>
		<lastmod>2014-06-23T15:31:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/140516-risk-manager-risk-management-as-a-value-driver/</loc>
		<lastmod>2014-06-23T15:34:12+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/140516-risk-manager-there-is-no-ideal-risk-culture/</loc>
		<lastmod>2014-07-23T11:44:35+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/lessons-learnt-emerging-threats-presentation/</loc>
		<lastmod>2014-10-03T12:19:39+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/oct-2014-newsletter/</loc>
		<lastmod>2014-10-08T13:36:37+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/new-revision-of-the-guidance-for-risk-and-control-self-assessment/</loc>
		<lastmod>2014-10-16T13:18:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/official-ior-response-to-the-bcbs-consultation-paper-on-operational-risk/</loc>
		<lastmod>2015-01-15T15:10:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/first-ior-us-chapter-event/</loc>
		<lastmod>2015-01-21T14:57:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/back-by-popular-demand-oprisk-world-2015/</loc>
		<lastmod>2015-01-27T16:14:23+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/operational-risk-insights-cfps-new-generation-operational-risk-2015/</loc>
		<lastmod>2015-01-29T12:52:56+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/presentations-now-available-from-scottish-conference/</loc>
		<lastmod>2015-01-30T17:33:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/nigeria-chapter-news/ior-nigeria-chapter-annual-conference-2014/</loc>
		<lastmod>2015-02-06T16:49:40+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-breakfast-session-operational-risk-appetite-at-nasdaq/</loc>
		<lastmod>2015-03-11T17:26:41+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/march-2015-newsletter/</loc>
		<lastmod>2015-03-27T12:39:51+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/risk-appetite-member-event-presentations-now-available/</loc>
		<lastmod>2018-05-08T09:40:24+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/process-based-approach-to-operational-risk-management/</loc>
		<lastmod>2021-09-27T11:54:50+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/risk-appetite-breakfast-seminar-presentations-now-available/</loc>
		<lastmod>2015-06-25T11:50:15+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/updated-spg-new-revision-of-operational-risk-governance-released/</loc>
		<lastmod>2015-07-08T21:49:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/people-risk-management-a-practical-approach-to-managing-the-human-factors-that-could-harm-your-business/</loc>
		<lastmod>2017-05-24T11:11:48+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/nigeria-chapter-news/ior-nigeria-chapter-july-2015-one-day-event/</loc>
		<lastmod>2015-09-07T11:29:33+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/embedding-operational-risk-management-slides-now-available/</loc>
		<lastmod>2015-10-15T14:30:12+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/scottish-chapter-event-slides-now-available/</loc>
		<lastmod>2015-10-15T14:40:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/the-value-in-operational-risk-management-england-and-wales-slides-now-available/</loc>
		<lastmod>2015-10-28T16:54:24+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-november-2015/</loc>
		<lastmod>2015-11-19T09:39:48+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/cpf-approved-slides-now-available-for-the-new-generation-operational-risk-regulation-data-kris-cyber-congress-event/</loc>
		<lastmod>2015-11-19T10:01:02+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-2015-agm-slides-now-available/</loc>
		<lastmod>2015-11-19T14:33:51+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/all-day-ior-scottish-chapter-5th-annual-conference-slides-now-available/</loc>
		<lastmod>2015-12-15T10:23:23+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/win-a-free-registration-for-the-2nd-new-generation-operational-risk-event/</loc>
		<lastmod>2015-12-16T18:10:12+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-evening-seminar-the-three-lines-of-defence-model-and-the-smr-tickets-now-available/</loc>
		<lastmod>2016-02-02T10:06:25+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/mike-finlays-ew-chapter-risk-categorisation-masterclass-slides-now-available/</loc>
		<lastmod>2016-02-02T10:53:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-scottish-chapter-breakfast-event-now-available/</loc>
		<lastmod>2016-02-05T15:11:38+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-riskminds-insurances-event-the-largest-event-for-risk-management-in-the-insurance-industry-now-available/</loc>
		<lastmod>2016-02-09T16:28:51+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/upstream-with-a-cascade-member-event-presentation-slides/</loc>
		<lastmod>2016-02-23T14:24:49+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/senior-managers-regime-scottish-chapter-slides-now-available/</loc>
		<lastmod>2016-03-14T11:35:34+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-operational-risk-insights-from-the-regulator-event-in-edinburgh-now-available/</loc>
		<lastmod>2016-04-14T09:35:33+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/date-and-time-of-operational-risk-insights-from-the-regulator-event-have-been-changed/</loc>
		<lastmod>2016-05-23T10:37:53+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/irish-chapter-the-virtual-meets-the-intangible-slides-now-available/</loc>
		<lastmod>2016-05-31T12:21:08+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/new-netherlands-chapter-event-emerging-risks-causing-a-headache-details-now-up/</loc>
		<lastmod>2016-05-31T15:11:00+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/special-book-offer-for-ior-members-until-31st-july-2016/</loc>
		<lastmod>2017-05-24T11:11:43+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/latest-newsletter-now-available-to-download/</loc>
		<lastmod>2017-05-24T11:11:40+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-irish-chapter-event-unearthing-knowledge-in-the-sandbox-now-available/</loc>
		<lastmod>2016-06-08T10:32:41+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-standardised-measurement-approach-sma-submission-paper-now-available-for-download/</loc>
		<lastmod>2016-06-14T12:09:56+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-scottish-chapter-breakfast-event-glasgow-now-available/</loc>
		<lastmod>2016-06-15T11:38:01+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-scottish-chapter-breakfast-event-edinburgh-now-available/</loc>
		<lastmod>2016-06-15T11:42:05+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-2nd-annual-culture-and-conduct-forum-for-the-financial-services-industry-london-event-are-now-available/</loc>
		<lastmod>2016-06-29T13:19:15+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/cir-risk-management-awards-2016/</loc>
		<lastmod>2016-07-19T14:58:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/the-money-laundering-financing-of-terrorism-eco-system/</loc>
		<lastmod>2017-05-24T11:11:35+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/managing-operational-risk-michael-grimwade/</loc>
		<lastmod>2017-05-24T11:12:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-dutch-chapter-event-the-changing-role-of-the-operational-risk-manager-in-a-changing-world-now-available/</loc>
		<lastmod>2016-08-23T09:37:32+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/managing-operational-risk-michael-grimwade-discount-code-extended/</loc>
		<lastmod>2016-09-05T08:48:07+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-upcoming-insuranceerms-4th-annual-insurance-risk-capital-event-now-available/</loc>
		<lastmod>2016-09-05T12:46:37+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-december-2015/</loc>
		<lastmod>2016-09-13T09:30:43+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-may-2016/</loc>
		<lastmod>2016-09-13T09:30:57+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-2016/</loc>
		<lastmod>2016-10-03T13:40:31+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/cybersecurity-preparedness-benchmarking-report/</loc>
		<lastmod>2016-10-03T15:02:49+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/risk-a-regulators-insight-slides-now-available/</loc>
		<lastmod>2016-10-06T09:35:40+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/upcoming-dutch-chapter-event/</loc>
		<lastmod>2016-10-07T09:21:09+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-event-an-evening-of-discussion-and-learning-for-all-orm-professionals-in-the-netherlands-are-now-available/</loc>
		<lastmod>2016-10-21T08:54:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-ior-scottish-chapter-6th-annual-conference-now-available/</loc>
		<lastmod>2016-11-02T11:29:34+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-ior-nigeria-chapter-annual-conference-2016-are-now-available/</loc>
		<lastmod>2016-11-08T13:05:19+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/bvn-enabling-the-tracking-and-reporting-of-fraudsters-in-the-nigerian-banking-industry-slides-now-available/</loc>
		<lastmod>2016-11-08T13:26:43+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/slides-for-the-2016-irish-chapter-event-no-4-are-now-available/</loc>
		<lastmod>2016-11-24T10:06:26+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/the-2016-ior-policy-handbook-is-now-available/</loc>
		<lastmod>2016-12-02T15:02:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/slides-from-the-agm-chairmans-address-2015-are-now-available-to-download/</loc>
		<lastmod>2016-12-02T15:29:17+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/slides-from-the-agm-chairmans-address-2016-are-now-available-to-download/</loc>
		<lastmod>2016-12-02T15:29:20+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-nieuwjaarsborrel-a-network-event-now-available/</loc>
		<lastmod>2016-12-16T10:34:33+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/women-in-finance-summit-2017/</loc>
		<lastmod>2017-01-05T11:57:35+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/the-extension-of-the-senior-mangers-regime/</loc>
		<lastmod>2017-01-04T09:27:04+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/education-programme-programme-manager/</loc>
		<lastmod>2025-01-17T17:42:00+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/details-of-the-12th-ior-operational-risk-quant-workshop-event-are-now-available/</loc>
		<lastmod>2017-01-18T15:15:10+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/new-generation-operational-risk-europe/</loc>
		<lastmod>2017-01-27T15:24:34+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/agm-2016-minutes/</loc>
		<lastmod>2017-01-30T14:35:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/dutch-chapter-news/risk-minds-insurance-13-15th-march-amsterdam/</loc>
		<lastmod>2017-02-07T17:15:41+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/updated-members-handbook-and-code-of-conduct-2017/</loc>
		<lastmod>2017-02-14T16:22:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter/</loc>
		<lastmod>2025-01-17T17:43:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/michael-grimwade-scenario-analysis/</loc>
		<lastmod>2017-03-13T12:26:36+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/slides-from-the-nigerian-chapter-event-ior-nigeria-chapter-annual-conference-2016-now-available/</loc>
		<lastmod>2017-03-14T17:09:35+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/cir-risk-management-awards-2017/</loc>
		<lastmod>2017-05-17T10:31:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/scottish-chapter-breakfast-event-details-now-available/</loc>
		<lastmod>2017-05-23T11:42:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/slides-from-member-event-april-2017-hsbc-ior-risk-culture-breakfast-briefing-now-available/</loc>
		<lastmod>2017-05-30T12:39:39+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-june-2017/</loc>
		<lastmod>2017-06-15T15:51:28+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/risk-management-award-2017-approach-of-entry-deadline/</loc>
		<lastmod>2017-07-12T10:51:14+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/fixing-op-risk-capital-slides-now-available/</loc>
		<lastmod>2017-07-21T16:07:40+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-august-2017/</loc>
		<lastmod>2017-08-21T11:40:57+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-response-to-consultation-paper-cp1217-pillar-2a-capital-requirements-and-disclosure/</loc>
		<lastmod>2017-10-13T11:21:36+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/13th-annual-general-meeting/</loc>
		<lastmod>2017-10-13T12:47:05+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/the-future-of-oprisk-and-the-practisers-who-work-in-it/</loc>
		<lastmod>2017-11-01T16:26:39+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-october-2017/</loc>
		<lastmod>2017-11-01T16:28:15+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/13th-annual-general-meeting-november-2017-downloads-now-available/</loc>
		<lastmod>2017-11-13T14:15:30+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-agm-2017-address-from-the-chair/</loc>
		<lastmod>2017-12-04T09:58:46+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-agm-2017-minutes/</loc>
		<lastmod>2017-12-21T17:08:27+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-newsletter-december-2017/</loc>
		<lastmod>2025-01-17T17:47:09+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/the-institute-of-operational-risks-response-to-basel-iii-finalising-post-crisis-reforms/</loc>
		<lastmod>2018-01-10T17:04:54+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/emerging-risks-in-india/</loc>
		<lastmod>2018-03-07T12:53:04+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/final-basel-capital-reform/</loc>
		<lastmod>2018-03-07T12:52:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/risk-culture-catalyst-and-risk-net-study-and-feature-jan-2018/</loc>
		<lastmod>2018-03-07T12:56:15+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/risk-and-the-strategic-role-of-leadership/</loc>
		<lastmod>2018-03-07T12:57:48+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/global-perspectives-on-operational-risk-management-and-practice/</loc>
		<lastmod>2018-03-19T11:56:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2017-09-15-good-and-bad-practices-for-risk-and-control-monitoring/</loc>
		<lastmod>2018-11-09T19:11:10+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2017-11-03-emerging-operational-risk-topics-in-insurance-industry/</loc>
		<lastmod>2018-11-09T19:08:51+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2017-12-08-calculating-cost-of-managing-risks/</loc>
		<lastmod>2018-11-09T19:12:19+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-03-23-best-practices-on-risk-aggregation/</loc>
		<lastmod>2018-11-09T19:15:58+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-04-27-human-and-cultural-factors-of-risk-management/</loc>
		<lastmod>2018-11-09T19:17:24+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-05-25-best-practices-on-designing-and-implementing-an-effective-operational-risk-framework/</loc>
		<lastmod>2018-11-09T21:18:48+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/july-2018-newsletter/</loc>
		<lastmod>2018-07-06T11:48:33+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-06-26-live-global-poll-on-20-rcsa-topics-for-operational-risks/</loc>
		<lastmod>2018-11-09T21:20:30+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/what-could-you-earn-as-an-operational-risk-professional/</loc>
		<lastmod>2018-08-06T11:52:50+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-08-03-refocusing-risk-management-on-better-decision-making/</loc>
		<lastmod>2018-11-09T21:16:58+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/best-practices-in-assessment-of-risks-slides-now-available/</loc>
		<lastmod>2018-08-09T09:24:21+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/bank-of-the-future-minimise-technology-risk-maximise-business-return-kannan-subramanian-r-and-dr-chithra-selvaraj/</loc>
		<lastmod>2018-09-28T10:37:32+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-event-slides-available/</loc>
		<lastmod>2018-10-11T14:52:14+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-09-05-developing-and-implementing-effective-operational-risk-appetite-framework/</loc>
		<lastmod>2018-11-09T21:35:04+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-10-12-identifying-the-key-levers-of-understanding-and-shaping-culture-and-behavioural-risk/</loc>
		<lastmod>2018-11-09T21:44:07+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-event-slides-available-2/</loc>
		<lastmod>2018-11-21T09:34:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-11-22-assessing-the-risk-intelligence-of-senior-managers/</loc>
		<lastmod>2019-01-09T15:02:40+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2018-12-06-benefits-methods-for-quantifying-operational-risk/</loc>
		<lastmod>2019-01-09T15:07:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-slides-now-avaliable/</loc>
		<lastmod>2019-01-23T09:33:37+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/5th-annual-new-generation-operational-risk-europe-london-12-13-march/</loc>
		<lastmod>2019-02-01T09:26:31+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2019-02-15-risk-management-of-critical-outsourcings/</loc>
		<lastmod>2019-02-17T20:53:32+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/papers-from-cefpro-and-adam-appointments/</loc>
		<lastmod>2019-05-07T09:20:27+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/operational-risk-function-survey/</loc>
		<lastmod>2019-05-07T09:22:05+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/ior-agm-minutes-2019/</loc>
		<lastmod>2019-06-12T10:32:14+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2019-03-21-regulatory-visits-training-to-the-test/</loc>
		<lastmod>2019-06-14T18:03:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2019-05-02-effective-board-interaction-for-risk-managers/</loc>
		<lastmod>2019-06-14T18:08:27+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/invitation-to-participate-in-the-center-for-financial-professionals-global-research-survey-to-assess-the-management-of-and-current-trends-and-challenges-within-non-financial-ri/</loc>
		<lastmod>2019-08-14T12:22:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/operational-risk-practices-in-the-asset-management-and-broking-sectors-slides-now-available/</loc>
		<lastmod>2019-11-21T09:40:46+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/german-chapter-news/16th-oprisk-quant-research-workshop-success/</loc>
		<lastmod>2020-03-17T14:40:43+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/german-chapter-news/der-chief-risk-officer-gewinnung-von-risiko-fuhrungskraften-ein-praxisleitfaden/</loc>
		<lastmod>2020-03-17T14:46:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/england-and-wales-chapter-news/covid19-black-swan-or-grey-rhino-lessons-for-risk-management-slides/</loc>
		<lastmod>2020-07-03T10:57:29+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/england-and-wales-chapter-news/10th-june-operational-resilience-expectations-and-challenges/</loc>
		<lastmod>2020-07-20T09:02:00+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/england-and-wales-chapter-news/the-post-covid-new-normal-what-it-means-for-risk-managers-video/</loc>
		<lastmod>2020-08-21T10:47:26+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/england-and-wales-chapter-news/risk-governance-oversight-good-practices-and-challenges-video/</loc>
		<lastmod>2020-07-31T08:48:53+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/england-and-wales-chapter-news/ior-england-and-wales-and-scotland-chapters-newsletter-august-2020/</loc>
		<lastmod>2020-08-17T15:07:22+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/risk-management-needs-you-is-a-career-in-risk-in-your-sights/</loc>
		<lastmod>2020-10-07T08:23:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/transitioning-from-the-military-into-operational-risk-ian-philpot-vp-senior-risk-specialist-at-bank-of-america-merrill-lynch/</loc>
		<lastmod>2025-10-07T10:09:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2020-06-10-operational-resilience-expectations-and-challenges/</loc>
		<lastmod>2021-01-08T11:42:06+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2020-06-29-risk-governance-oversight-good-practices-and-challenges/</loc>
		<lastmod>2021-01-08T11:43:25+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2020-07-22-the-post-covid-new-normal-what-it-means-for-risk-managers/</loc>
		<lastmod>2021-01-08T11:44:48+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2020-09-02-england-and-wales-response-to-the-uk-regulatory-consultations-on-operational-resilience/</loc>
		<lastmod>2021-01-08T11:45:39+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/webinar/2020-12-09-the-new-investment-firms-capital-regime-challenges-and-opportunities/</loc>
		<lastmod>2021-01-08T11:46:28+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/corm-test-your-knowledge/</loc>
		<lastmod>2021-01-19T14:30:21+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/first-regulator-formally-acknowledges-institute-of-operational-risk-certificate/</loc>
		<lastmod>2021-02-02T14:18:17+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/post-nominals-for-corm-holders/</loc>
		<lastmod>2025-01-17T17:41:13+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/corm-is-a-solid-training-program-that-covers-the-fundamentals-of-operational-risk-in-a-non-complex-way/</loc>
		<lastmod>2021-03-30T08:57:44+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/ior-releases-sound-practice-guides-in-german/</loc>
		<lastmod>2022-10-12T12:59:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/publications/ior-releases-sound-practice-guides-in-german/</loc>
		<lastmod>2021-05-19T12:33:14+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/england-and-wales-chapter-news/key-impact-deep-dive-kidd-webinar/</loc>
		<lastmod>2025-10-07T10:09:04+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/institute-of-risk-management-irm-publishes-climate-change-risk-management-framework-guidance-one-month-ahead-of-cop26/</loc>
		<lastmod>2022-09-08T13:29:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/fundamentals-of-operational-risk-management-book/</loc>
		<lastmod>2022-04-06T08:29:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/worldrisk-climate-change-esg-forum/</loc>
		<lastmod>2022-08-31T11:16:31+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/paul-saunders-appointed-chair-operational-risk-group/</loc>
		<lastmod>2022-10-06T09:28:15+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://www.ior-institute.org/ior-news/european-innovation-council-fund-set-to-be-fully-operational/</loc>
		<lastmod>2022-10-06T01:04:44+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
</urlset><!-- Request ID: 7da42f1ca1aaa67da339b49a0e7e10dd; Queries for sitemap: 345; Total queries: 352; Seconds: 0.39; Memory for sitemap: 1KB; Total memory: 85MB -->

<!--
Performance optimized by W3 Total Cache. Learn more: https://www.boldgrid.com/w3-total-cache/

Object Caching 224/1318 objects using Disk
Page Caching using Disk: Enhanced (Page is feed) 
Lazy Loading (feed)
Minified using Disk
Database Caching 1/353 queries in 0.094 seconds using Disk

Served from: www.ior-institute.org @ 2026-04-23 12:54:24 by W3 Total Cache
-->